Post by: Eric Jones | Posted Date: August 30th, 2017 | Categories: Social Security Disability Attorney
How much an eligible child receives in monthly and annual Supplemental Security Income (SSI) will depend on how much income the federal Social Security Administration considers him or her to have from other sources. Those other sources include parents’ earnings, payments from disability assistance programs, trust funds, and cash-generating investments. SSI payments will also be adjusted for state of residence. Working with an experienced Columbus child disability lawyer will help a parent or guardian calculate likely SSI benefits.
Before applying for SSI benefits in their child’s name, parents and guardians must answer the questions listed below. Submitting an official application package and, usually, letting a doctor named by the Social Security Administration conduct an examination of the child is also required. A social security disability attorney can assist with paperwork and work to ensure that any disability assessment is performed in an unbiased manner.
Does the child have a qualifying disability?
The Social Security Administration defines a disability as a physical or developmental condition that substantially limits the child’s ability to move, see, hear, learn, and/or communicate. The condition must persist for 12 months or longer, or it must have a high likelihood of shortening the child’s life.
Conditions that almost always qualify a child for SSI consideration include
The Social Security Administration may require periodic reassessments of a child’s disabled status.
How old is the child, and is he or she in school?
A child can qualify for SSI from his or her date of birth and remain eligible to continue receiving benefits as a dependent until the age of 22 if he or she remains enrolled in school. Children who leave school or get married must requalify for SSI as adults after they turn 18.
How much income can be assigned to the child?
SSI eligibility for a child depends mostly on the income and assets of his or her parents. In Ohio, where the minimum working age is 14, a teen’s earnings from a job might also be counted for the purposes of calculating an SSI benefit.
After deductions for living and allowable expenses like rent/mortgage, school, food, and clothing, a child who lives with both parents cannot have a monthly income of more than $4,169 and qualify to receive SSI payments. Lower “deeming eligibility” thresholds exist for children who live with just one parent or guardian and for households that do not take in earned income but rely entirely on forms of assistance like Social Security Disability Insurance.
The income limit cited here was in effect during 2017. The precise amount varies each year. Also, families that include more than one child with a qualifying disability are permitted to qualify for SSI benefits while reporting higher incomes.
How much could my child receive compared to the maximum allowable SSI benefit?
During 2017, the highest allowable monthly SSI payment to an individual was $735. Most beneficiaries received less than that amount because SSI payments are designed to give a recipient a total monthly income of $735. So, a person determined to have $500 in income from other sources would get just $235 from Social Security.
You can schedule a free consultation with a child disability benefits attorney by calling the Jones Law Firm at (614) 545-9998. Appointments can also be scheduled online.