Types of Worker Compensation Benefits

Throughout Ohio and across the United States, thousands of workers are injured on the job or suffer from work-related illnesses. Ohio’s Bureau of Workers’ Compensation (BWC) offers different types of workers’ compensation benefits to workers who have been injured on the job. Below are some of the different compensation types available in Ohio.

 

Temporary Total (TT)

TT benefits are provided to injured workers who are completely disabled for a temporary period of time due to a work-related injury or occupational disease. TT is typically the initial award used to compensate for lost wages.

 

Scheduled Loss (SL)

A scheduled loss award is based on the loss suffered by an injured worker prior to treatment and isn’t based on the worker’s condition after treatment. It encompasses amputations and loss of use, including vision and hearing loss.

 

Percentage of Permanent Partial Award (%PP)

%PP is awarded based on residual impairment resulting from an allowed injury or occupational disease. For example, if you are injured on the job, break your arm, and are no longer able to extend it completely, you may be eligible for a %PP award. The residual impairment can be physical or psychiatric. However, %PP is not payable for a psychiatric condition unless there is an allowed accompanying medical condition in the claim.

 

Permanent Total Disability (PTD)

PTD benefits compensate injured workers for the impairment of their earning capacity. PTD benefits are payable for life. An injured worker applying for PTD benefits must attend an examination and hearing by the Industrial Commission of Ohio to determine if he or she meets the eligibility criteria.

 

Change of Occupation (COA)

Injured workers who are medically advised to change occupations to avoid further exposure to coal dust, asbestos, or silica dust may be entitled to a COA award. The COA award is typically awarded to injured workers who have contracted asbestosis, coal miners’ pneumoconiosis, or silicosis. Firefighters and police officers who have contracted a pulmonary or cardiovascular disease may also qualify for a COA award because they have been medically advised to limit further exposure to smoke, chemical fumes, and toxic gases.

 

Facial Disfigurement (FD)

The FD award is a one-time award granted when an injury causes visible damage to a worker’s face or head, affecting the worker’s ability to secure and retain employment. The amount of an FD award is based on the severity of the damage.

 

Wage Loss (WL)

Wage loss is paid to injured workers whose wages are reduced as a result of restrictions caused by allowed conditions in their claims.

    • Working wage loss (WWL) is paid when an injured worker returns to employment different from his or her previous position. The job could be with the same employer or a new employer with different job duties, reduced pay, and less hours due to physical restrictions.
    • Non-working wage loss (NWWL) is paid when a worker returns to work with restrictions but isn’t able to find suitable employment. To qualify for NWWL benefits, a worker must prove that he or she has made a good faith effort to find a job.

 

Living Maintenance Wage Loss (LMWL)

LMWL benefits may be paid to an injured worker who is injured on or after August 22, 1986. The injured worker must have completed a rehabilitation plan, continue to have physical limitations, and experience wage loss when returning to work.

These are just some types of workers’ compensation benefits offered in Ohio. If you have any questions or concerns about how to obtain workers’ compensation, get in touch with Jones Law Group. Our attorneys are dedicated to providing you with personalized service and take care to answer all of your questions as they handle your workers’ compensation claim. Call (614) 545-9998 or contact us online to schedule a free initial consultation.


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